Created September 1, 1997 by S.B. 266, 75th Leg., R.S. under Government Code §§ 481.408, 481.410. On approval by the Governor's Office and after entering into a participation agreement, a financial institution making a capital access loan shall establish a reserve account. When making a loan, the institution shall require the borrower to pay a fee in between 2% and 3% of the principal amount of the loan for deposit to the reserve account. The institution shall deposit an amount equal to the fee. The office shall deposit designated amounts in the reserve fund upon certification. All money in a reserve account is property of the state, including interest. The Governor's Office shall withdraw monthly or quarterly from the reserve account the interest earned by the state. Inactivated in 2008 due to non-utilization.